Santa Ana residents must carry auto insurance n any registered automobile in state. Without the mandatory minimum insurance in place, you are breaking the law and subject to several penalties, including suspension of your driving privileges. It is best to keep coverage on your car to avoid any potential problems. Many people in the area cite the cost of auto insurance Santa Ana as their biggest reason for failing to add coverage to their vehicle, but the truth is, there are a multitude of ways to save money on the coverage. Here are five ways below.
- Increase your Deductible
The standard deductible is $500. If you are a safe driver, increase that amount and enjoy savings on your insurance premium. This puts more risk on you in the event of an accident, but as long as you are a good driver, you should benefit greatly.
- Compare Prices
Comparing prices is the easiest way to save money on auto insurance. You can compare costs of auto insurance provider for free, and know firsthand where the best rates are found.
- Ask for Discounts
Auto insurance companies are known for providing discounts, so do not be afraid to ask about them. You might find that you qualify for at least one or two money-saving discounts, as there are many available.
- Stay Safe
You must obey the rules of the road and avoid accidents and driving infractions at all costs. Even one ticket can cause your insurance premium to increase by as much a 40%! Don’t take such a chance.
- Pay Less Often
No, you do not want to skip out on making payments, however, opting to make a payment annually, bi-annually, or every three months may result in discounted rates.